she takes out a mortgage for the remaining amt of of the house
so the house cost 250,000 and Ann gave a down payment of 37500
So she still owes 250,000-37500= 212500
But since she takes a couple of years to pay up the loan she pays interest too and ends up paying $282,089.89
So the total cost of her house is the Down payment + closing fee + total amt of payments
