Answer: B) credit
Explanation:
In a particular firm or bank, one of the functions of the credit department is that they are in charge of lending out loans, selling products on credit, and also identification and authorization of write-offs of account uncollectible. Account uncollectible are receivables or debts that may most likely not be paid back, due to the condition of the debtor.
Credit department also assess debtors to determine who to lend money to, and also to approve loans and credits.
